A great buy in Tampa Bay! Featuring 4 roomy bedrooms, 2 fully renovated beautiful bathrooms, a great kitchen-open family room (with a lovely fireplace and vaulted ceiling!) concept plus separate dining room and living room spaces - this home offers comfortable split floor plan, one-story living with generous square footage just under 2200 SF on 1/4 acre lot. The fully fenced backyard is magnificent! Plenty of room for Rover, the swing sets, a rousing game of soccer OR just lots of nice open space. 2020 installed roof! BRAND NEW Kitchen appliances! The neighborhood is located so conveniently in the northern corridor of Tampa with quick access whether heading to USF/Moffitt area, downtown Tampa or the fabulous Tampa International Airport. Heather Lakes subdivision is a very pretty and mature neighborhood, with lots of trees, low HOA ($323/year). Districted to great public schools and in close proximity to an abundance of private and parochial school choices, too.
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Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,857 | $2,818 | $3,576 |
Total Monthly Payment | $3,143 | $3,104 | $3,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.