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3970 Guernsey BEND, Saint Cloud, FL, 34772 | $2,449
The house is move in ready NOW! Owner paid Solar Panel System for you to save monthly electricity bill! This beautiful WATERFRONT 4-bedroom 2-bathroom single family home with 2 car garage is located in Old Hickory residential community. This one-story home has an oversized backyard with stunning lake view, beautiful floor tiles are installed in all spaces except bedrooms. It has modern open concept designs and finishes with upscale stainless-steel appliances, quartz countertops, wood cabinets. The kitchen and island overlook the spacious living and dining areas. Washer and dryer are also included. Spacious master bedroom has 2 windows with backyard water view, the master en-suite bathroom has double sinks and big walk-in closet. There are 3 more good size bedrooms, and a shared full bathroom located in the hallway. The community has professionally designed landscaping with over 20 acres of preserved wetlands, one-mile oversized concrete walking trail. a tot lot where the little ones will love to play, resort-style swimming pool with a cabana and restrooms, and dog park for your furry friend to run around. Osceola school District owns a school site within the community. The community is convenient to get anywhere you need but separated from the hustle and bustle of crowded areas of Orlando. You will love the convenience to be minutes away from Florida's Turnpike and many shopping and dining options while enjoying a quiet, serene lifestyle. Outdoor lovers will love Old Hickory's proximity to Royal St. Cloud Gold Links, you could enjoy your day with golfing, horseback riding and airboat riding. This is definitely the home you are looking for; the house is available and waiting for you to move in!
Features
- Type: Single Family Residence
- Amenities: Playground, Pool
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 2021
- Garage: 2-car Garage Door Opener
- Heating: Central, Electric, Solar
- Cooling: Central Air
- Approx Sq. Feet: 1,840
- Acreage: 0.3
- Lot Desc: Corner Lot, In County, Oversized Lot, Sidewalk
- View: Park/Greenbelt
- Elem. School: Michigan Avenue Elem (K 5)
- Middle School: St. Cloud Middle (6-8)
- High School: Harmony High
- Pet Policy: Cats OK, Dogs OK, Pet Deposit
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Lease Terms: 12 Months
- MLS#: S5117388
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/S5117388/3970guernseybend_saintcloud_fl?source=qrflyer
Listing courtesy of MACERA REALTY GROUP INC Phone: 407-246-1677
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3970 Guernsey BEND, Saint Cloud, FL, 34772
$2,449
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $1,959 | $1,959 | $1,959 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $13 | $13 | $17 |
| Total Monthly Payment | $88 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388