**Take advantage of a seller paid promotion. The seller will credit the buyer $6, 798 towards their closing costs and prepaid items at closing, which could include a rate buy down, on any full price offer accepted by 12/31/24. **Spacious 4-Bedroom Home in East Bay Lakes! This wonderful 4-bedroom, 2-bathroom home offers 1, 917 sqft of comfortable living space in the desirable East Bay Lakes community. The home features a formal living and dining room, perfect for gatherings. The kitchen provides ample cabinet and counter space, a closet pantry, and a bar that overlooks the family room, creating a welcoming and functional layout. The primary bedroom includes double walk-in closets and an en suite bathroom with dual vanity sinks, tub, and a walk-in shower. Three additional bedrooms share a well-appointed hall bathroom. Slider doors lead to the backyard, offering space to enjoy outdoor living. Located in Gibsonton, this home provides easy access to shopping, dining, and I-75, making commutes to Tampa, Sarasota, and surrounding areas a breeze. Don’t miss the chance to see all this home has to offer—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $411 | $411 | $411 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,832 | $1,807 | $2,293 |
Total Monthly Payment | $2,318 | $2,293 | $2,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.