Beautiful Family Home in Neely Farm Subdivision. . . . Welcome to your dream home in the highly sought-after Neely Farm Subdivision! This charming property boasts an OPEN FLOOR PLAN and an abundance of natural light, creating a warm and inviting atmosphere. Step inside to find stunning HARDWOOD FLOORS that flow seamlessly throughout the main level. The cozy living room, complete with a gas fireplace offers access to the rear DECK—perfect for relaxing or entertaining. A Formal Dining Room, bathed in natural light, sits just off the foyer. The Breakfast Nook connects effortlessly to the white Kitchen, which features GRANITE COUNTERTOPS and STAINLESS STEEL APPLIANCES, making it a delightful space to cook and gather. The main level also includes a convenient laundry area and a half bath. Upstairs, you'll find a thoughtfully designed layout with plenty of space for everyone. The Primary Suite offers a TRAY CEILING and a spacious bathroom with a DOUBLE VANITY and a beautifully TILED SHOWER. Three additional bedrooms, including a versatile FOURTH BEDROOM/FLEX ROOM, and two FULL bathrooms provide ample room for family or guests. Whether you envision a media room, game room, or playroom, the flex space can adapt to suit your needs. Outside, the home features a level front yard, a two-car garage, and a rear deck overlooking the serene wooded backyard—perfect for enjoying peaceful evenings. Neely Farm is a vibrant community offering fantastic amenities, including a clubhouse, pool, playground, and tennis courts, all in a convenient location close to schools, shopping, and dining. Don’t miss this opportunity—schedule your showing today and start the New Year in your new home!
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$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,204 | $2,175 | $2,759 |
Total Monthly Payment | $2,430 | $2,401 | $2,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.