**Open House* Sunday, 12/22 from noon - 2 pm. ** Welcome to 1 Apple Tree Drive, an updated three bedroom house in a great neighborhood, convenient location and in the Red Hook school district. This light filled house, with energy efficient heat pumps, is cozy and warm in winter and cool in summer. The tiled entrance, with room for coats & boots, opens to the living room & dining room, both with large windows & hardwood floors. The nicely redone kitchen has quartz counters, beautiful marble tiled backsplash, recessed lighting, tiled floor & updated appliances. The glass doors in the dining room open to the multi-level deck for outdoor dining & entertaining. Upstairs are three bedrooms & a redone full bath with white subway tiles & double sinks. On the ground level is a family room with built in bookcases, a bath with shower, the laundry, entrance to the garage & a convenient door to the outside stone patio. A few steps below is a nice sized finished room perfect for workspace, exercise, studio or music room. On this level, a large, finished walk-in storage closet & two unfinished rooms provide more storage options. The large backyard is fully fenced & has a charming, vintage shed for storage or a playhouse. Many upgrades to the house including windows, new gutters, a refurbished hot water boiler system, many new flowering perennials & landscaping. Close to the Hudson River, hiking, farmers markets, orchards, cultural activities, libraries & bike trails. A wonderful location, just minutes to the restaurants & shops in the vibrant Red Hook & Rhinebeck villages, Tivoli, Bard, the Kingston-Rhinebeck bridge & Amtrak.
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,494 | $3,164 |
Total Monthly Payment | $2,603 | $2,569 | $3,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.