All she wants for Christmas is 326 Sienna Palm Dr Ponte Vedra FL 32081! Why wait to build. Set in the new Seabrook subdivision of Nocatee, one of the final phases! I love the location within the community, set on a preserve , the main bedroom has a huge picture window looking out to the greenery of nature. Large eat in kitchen with chefs pantry and gas cooktop also a tankless gas hot water heater to fill up your serenity tub in the main bathroom. This bath is pure luxury! I also enjoy the adirondack chairs out back in the evenings sitting out here discussing how the day has been over a nice glass of chianti is just what Santa ordered for ringing in and reflecting on the new year 2025! Four-foot-tall aluminum fully fenced backyard backs to the preserve. 100% Energy Star Certified Home built by Providence Homes! Seabrook Village homeowners not only have access to all the amazing amenities of Nocatee Village with lazy river, splash park, top notch gym, indoor and outdoor pools, hiking trails and kayak launch but also has its own outdoor space for playing soccer with the kids, play park for toddlers, play park for dogs, and beautifully designed pool for a quick dip on a warm summer's day. Convenient to schools and shopping this home is move in ready! Why wait to build! Call today for your personal tour of this amazing home! See docs for a detailed list of upgrades and design choices for this home.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,385 |
Total Monthly Payment | $3,907 | $3,860 | $4,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.