3464 Minnow Creek DRIVE, Hernando Beach, FL, 34607 | $305,000

Affordable waterfront living at your fingertips! Ideal opportunity for investors, skilled handymen, or the DIY enthusiast. This waterfront gem in the highly sought-after Hernando Beach is bursting with potential and ready to shine. Situated on a canal with direct Gulf of Mexico access and with a concrete seawall and floating dock already in place, you’re ready to dive into the waterfront lifestyle from day one!
With 3 spacious bedrooms, 3 bathrooms, and a large laundry room, this property is perfect for nearly anyone! Primary home, weekend getaway, winter retreat or an AirBnB venture - this home is multifaceted and can be finished for any purpose. Dry wall is already removed and many recent upgrades already completed, including brand-new windows, an eye-catching stone front, a floating dock, mature palm trees, updated bathroom fixtures, new lighting, a shower pan, and a stunning wood-trim ceiling, giving you a head start on those renovations. It’s the ultimate haven for boaters and water lovers alike.
Located just one mile from the marina and close to shopping, dining, and entertainment, this home combines unbeatable convenience with an unbeatable location. Whether you’re a DIY enthusiast looking to create your dream home or an investor ready to unlock its full potential, this property is calling your name. Schedule a viewing today and bring your vision to life!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 60 x 125
  • Laundry: Laundry Room
  • Year Built: 1962
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,538
  • Acreage: 0.17
  • Lot Size: 60 x 125
  • Est. Taxes: $4,693
  • Lot Desc: Cleared, FloodZone
  • View: Water
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pet Policy: Yes
  • Appliances: None
  • MLS#: W7870905
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7870905/3464minnowcreekdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 11:02:31 PM)
Listing courtesy of EXP REALTY, LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3464 Minnow Creek DRIVE, Hernando Beach, FL, 34607

$305,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $244,000 $244,000 $244,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $391 $391 $391
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,644 $1,622 $2,058
Total Monthly Payment $2,110 $2,088 $2,524

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.