Dunedin's Heather Ridge is a 55+ pet friendly community. This unit has two spacious bedrooms and two bathrooms and a one car garage. Upon entering the property you see all the way to the backyard through the large sliding glass door. The Living/Dining area of the unit has a vaulted ceiling giving a open bright airy feel. There is wood laminate flooring throughout and fresh interior paint. A remote controlled 9-blade ceiling fan is overhead and a large picture window overlooks the private front covered porch. The living area is open to the Kitchen/Dinette and the open back patio. The kitchen has newer stainless steel appliances which includes a Smart Samsung Refrigerator with an ice maker, smooth glass top range, dishwasher and microwave. The sink has been updated as well as the faucet and there is undermount cabinet lighting. The dinette has and extended countertop from the kitchen with storage under the base and plenty of room for barstools. The primary bedroom is located at the back of the unit with a ceiling fan and windows that overlook the back and side yards. It has a spacious bathroom with a skylight that brightens the room. There is a walk in shower, a vessel sink with plenty of countertop space and a walk in closet. The secondary bedroom is large with a ceiling fan and overlooks the front yard. The hallway bathroom also has a skylight, a vessel sink, tub/shower combination and is next to the secondary bedroom. There are New Hurricane rated/Impact resistant windows and sliding glass door ($22, 000 value installed in 2023) plus Plantation shutters ($7500 value) on all the windows, which provides privacy and tasteful elegance. The roof was replaced in 2021. The garage houses the stackable full sized LG ThinQ smart washer and dryer with plenty of room to fit a car plus attic access. The smart garage door with remote was new in 2023. The property is located at the back of the community where you will enjoy the canopy tree lined street and it is an end unit with plenty of privacy and lush landscape.
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,779 | $1,755 | $2,226 |
Total Monthly Payment | $2,144 | $2,120 | $2,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.