Do you want to close on a new home (with cash) before the end of 2024 for personal or income tax purposes? This Lovely 3 Bedroom, 2 Bath Home with HEATED POOL is move-in ready! Enjoy the benefits of a gated, quiet cul-de-sac street in a wooded neighborhood yet only 40m minutes commute to Downtown Tampa or Downtown Clearwater. Only 30 minutes’ drive to Trinity and 25 minutes to Tampa International Airport. Flood Zone X! Extensively renovated and meticulously maintained, upgrades include remodeled bathrooms with granite counters, flooring, upgraded cabinets and fixtures, roof replaced in 2018, quartz countertops and bar top in kitchen, refrigerator 2020, dishwasher 2020, water softener 2024, microwave 2024, leaded glass front door 2015 . An extra bonus to the home is the covered and glass enclosed air-conditioned sunroom with views of the patio, pool and conservation beyond. Fencing and landscaping were installed to create a very private and enjoyable outdoor living area with extensive brick paved patio and heated pool, all ready for relaxing and entertaining. . . . no rear neighbors. During construction the previous owners worked with the builder to modify the floor plan – creating a massive owners bedroom including sliding Glass doors to the sunroom. The Remodeled Bathroom with walk in shower and tub and an extra-large walk-in closet create a sanctuary rarely found in a home this size. The Living, Dining and Owners Bedroom feature gleaming hardwood floors, Kitchen and Breakfast Nook are floored in Saltillo tile. BE CERTAIN TO VIEW THE WALK THROUGH VIDEO &MDRONE SHOTS, FLOOR PLAN IS AVAILABLE. Located in one of Hillsborough County’s best school districts, close to shopping and restaurants this is such a convenient location. Low Quarterly HOA dues include parks, playground and extensive sidewalks throughout the neighborhood in order to enjoy the woodlands and lakes. NO CDD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,217 |
Total Monthly Payment | $3,718 | $3,672 | $4,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.