Welcome to this enchanting historic cottage, thoughtfully on a generous . 42-acre lot in the heart of town. Full of character and warmth, this delightful home seamlessly blends timeless vintage charm with modern updates. Recent enhancements include new flooring throughout and a beautifully renovated kitchen, providing the ideal combination of old-world appeal and contemporary convenience. In an A-rated school district, this home is ideally just a short distance from Riverview High School, making it an exceptional choice for families looking for proximity to top-tier education. The property features a detached garage that is equipped with water and electricity with incredible potential for transformation, whether you envision it as a cozy studio apartment for guests, a private home office or a potential source of rental income. With no deed restrictions, the possibilities are endless, allowing you the freedom to personalize this property to suit your needs and desires. Beyond the property itself, the location offers unparalleled convenience. Just a few miles from the world-renowned Siesta Key and its stunning white-sand beaches, you’ll have the best of both worlds, a peaceful, spacious home offering privacy and tranquility, with easy access to the vibrant attractions and natural beauty of Florida’s Gulf Coast. This is a rare opportunity to own a piece of history in a prime location, offering charm, character and endless potential. Whether you’re seeking a family home, a vacation retreat or an investment opportunity, this one-of-a-kind property has it all.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,156 | $2,722 |
Total Monthly Payment | $2,627 | $2,573 | $3,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.