16249 Alcira CIRCLE, Punta Gorda, FL, 33955 | $353,990

NEW CONSTRUCTION WITH WARRANTY & MOVE IN READY ** 3 CAR GARAGE ** The St. Augustine features the best of indoor and outdoor spaces with a gracious covered front porch, a large covered lanai, and the spaciousness of an open floor plan. In the main living areas, a vaulted ceiling connects the dining area with double windows, kitchen with a freestanding island and pantry, and Great Room with a wall of sliding glass doors, offering plenty of natural light. This split-bedroom floorplan provides a private primary suite with two walk-in closets plus a bathroom with a dual-sink vanity, large linen closet, and tiled shower. On the other side of the home, three additional bedrooms are perfect for family or guests, and are easily adaptable to your needs as a home office or quiet retreat. This home boasts a glass full-lite impact front door, granite counters in the kitchen and bathrooms, stainless steel appliances, hurricane-impact windows and doors, tile throughout main living areas, an attached 3-car garage, paver driveway, and more! Photos are of completed property, colors and finishes may vary.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2024
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,829
  • Acreage: 0.23
  • Est. Taxes: $574
  • HOA Fee: $220 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: A4633104
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4633104/16249alciracircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 11:33:22 AM)
Listing courtesy of CHRISTOPHER ALAN REALTY, LLC   Phone: 239-800-2164

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16249 Alcira CIRCLE, Punta Gorda, FL, 33955

$353,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $283,192 $283,192 $283,192
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $48 $48 $48
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,908 $1,882 $2,388
Total Monthly Payment $2,031 $2,005 $2,511

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.