WATERFRONT PARADISE IN SAN SEBASTIAN HARBOR W/NEW ROOF & SKYLIGHTS (2022)! This 2 bed/2 bath, waterfront home boasts 136 ft of waterfront & sailboat access to Charlotte Harbor. Inside, the home has a warm & inviting interior that features cathedral ceilings, skylights that allow lots of natural light to flood the home & tons of potential. Great as a full-time residence or seasonal use. The open floor plan includes a combined living & dining area plus a large kitchen w/adjacent breakfast area. Wall of sliding glass doors in the dining area opens to both the screened lanai and the open-air patio. Lanai has vinyl windows allowing you to enjoy the space in any type of weather. The kitchen has loads of storage w/a wall of cabinets & plenty of counter space too including breakfast bar seating at the end peninsula. Stainless steel appliances & a tile back splash complete the kitchen. The eat-in breakfast area also opens to a small back deck w/a view of the canal behind the home. The master suite has a large walk-in closet & en-suite master bath w/dual sink, tub & glass-enclosed shower. The guest room & adjacent guest bath are tucked off the main living area giving everyone privacy. Other amenities include a large, interior laundry room, hurricane protection, & an attached, two-car garage. Outside, the backyard features two decks & a paver patio overlooking the tranquil canal view. Relax out here & enjoy watching the Florida wildlife attracted to the water & trees beyond. Two concrete pads are in place for a future elevator boat lift or kayak launch. San Sebastian Harbor is a quiet, deed-restricted community nestled just off US41 between Punta Gorda Isles & Burnt Store Isles. Community amenities include private tennis/pickleball court and community pool. Home is well-maintained and in move-in condition. Make an appointment today. It's time to claim your waterfront paradise.
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,122 | $2,692 |
Total Monthly Payment | $2,327 | $2,298 | $2,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.