3804 Barnegat DRIVE, Punta Gorda, FL, 33950 | $399,000

WATERFRONT PARADISE IN SAN SEBASTIAN HARBOR W/NEW ROOF & SKYLIGHTS (2022)! This 2 bed/2 bath, waterfront home boasts 136 ft of waterfront & sailboat access to Charlotte Harbor. Inside, the home has a warm & inviting interior that features cathedral ceilings, skylights that allow lots of natural light to flood the home & tons of potential. Great as a full-time residence or seasonal use. The open floor plan includes a combined living & dining area plus a large kitchen w/adjacent breakfast area. Wall of sliding glass doors in the dining area opens to both the screened lanai and the open-air patio. Lanai has vinyl windows allowing you to enjoy the space in any type of weather. The kitchen has loads of storage w/a wall of cabinets & plenty of counter space too including breakfast bar seating at the end peninsula. Stainless steel appliances & a tile back splash complete the kitchen. The eat-in breakfast area also opens to a small back deck w/a view of the canal behind the home. The master suite has a large walk-in closet & en-suite master bath w/dual sink, tub & glass-enclosed shower. The guest room & adjacent guest bath are tucked off the main living area giving everyone privacy. Other amenities include a large, interior laundry room, hurricane protection, & an attached, two-car garage. Outside, the backyard features two decks & a paver patio overlooking the tranquil canal view. Relax out here & enjoy watching the Florida wildlife attracted to the water & trees beyond. Two concrete pads are in place for a future elevator boat lift or kayak launch. San Sebastian Harbor is a quiet, deed-restricted community nestled just off US41 between Punta Gorda Isles & Burnt Store Isles. Community amenities include private tennis/pickleball court and community pool. Home is well-maintained and in move-in condition. Make an appointment today. It's time to claim your waterfront paradise.

Features

  • Amenities: Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 71 x 109 x 136 x 84
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1989
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,322
  • Acreage: 0.18
  • Lot Size: 71 x 109 x 136 x 84
  • Est. Taxes: $1,209
  • HOA Fee: $400 Semi-Annually
  • Lot Desc: Cul-De-Sac, In County
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7502202
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7502202/3804barnegatdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 4:17:08 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3804 Barnegat DRIVE, Punta Gorda, FL, 33950

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $101 $101 $101
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,151 $2,122 $2,692
Total Monthly Payment $2,327 $2,298 $2,868

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.