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3363 Poinsettia DRIVE, Hernando Beach, FL, 34607 | $569,900
This 3 bedroom, 2 bath ''A'' frame stilt home is an absolute gem! The cottage is on a wide canal (the widest in the area) with over 120' of frontage with a dock in beautiful Hernando Beach. It has 1440 sq. ft of living area and an additional closed-in porch (300+ sq ft) w/a. c overlooks the water, the western exposure allows for serene views. Below is a 26x10 deck with direct access to the dock, huge yard fully fenced, and on a spacious double lot. You can expand the home, add a pool, or garage, the possibilities for this additional space are endless and exceptionally priced—great investment property, with no rental restrictions. Updates include fresh exterior paint, quartz countertops, new backsplash, tankless electric water heater, water filtration system, roof over in 2014, mini splits throughout, full storage on main level. Access to gulf via canal to lift, great restaurants and entertainment just minutes away. Close to major roadways US 19, & SR 50, Pine Island and Roger Park beaches, Weeki Wachee Mermaids @Bucaneer Bay! Major restaurants, shopping and local hospitals all within a couple miles. Approx. 45 mins from Tampa airport, about an hour to one of the best beaches in all of the US, Clearwater Beach. This won't last long!!
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Style: Cape Cod, Coastal, Elevated
- Year Built: 1984
- Heating: Central
- Cooling: Mini-Split Unit(s)
- Approx Sq. Feet: 1,440
- Acreage: 0.28
- Est. Taxes: $3,513
- View: Water
- Elem. School: Westside Elementary-HN
- Middle School: Fox Chapel Middle School
- High School: Weeki Wachee High School
- Appliances: Convection Oven, Dishwasher, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
- MLS#: TB8331555
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8331555/3363poinsettiadrive_hernandobeach_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3363 Poinsettia DRIVE, Hernando Beach, FL, 34607
$569,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,920 | $455,920 | $455,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $293 | $293 | $293 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,072 | $3,030 | $3,845 |
| Total Monthly Payment | $3,457 | $3,415 | $4,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388