Welcome to 16 Kerner Drive nestled in the village of Chester! This single-level living space spans just over 1, 200 square feet and features three bedrooms and a full bath, perfect for those seeking a comfortable and convenient lifestyle. The heart of this home is the formal living room that features a large bay window, filling the space with tons of natural light. Adjacent to the living room is the dinning room, ideal for hosting gatherings! Off the dinning room, you will find sliding doors leading to the enclosed screened porch, the perfect spot for relaxing and enjoying the outdoors! This property boast of a walk-out basement offering endless potential for customization to suit your needs! The attached garage provides easy access to the home, while the detached two-car heated garage is a fantastic bonus for any car enthusiast or those needing extra workspace. This home offers a wonderful canvas for your personal touch, allowing you to enhance its character and make it truly your own. With its solid foundation and inviting layout, the possibilities are endless! Don't miss out on the opportunity to make this lovely ranch-style home yours!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $764 | $764 | $764 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,317 | $2,286 | $2,900 |
Total Monthly Payment | $3,156 | $3,125 | $3,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.