Welcome to this charming 2-bedroom, 2-bathroom concrete block home nestled in the desirable Fullerwood neighborhood of St. Augustine, FL. This home features a large front porch where you can relax and enjoy the view of the gorgeous Spanish Oak trees. The fully fenced yard provides privacy and security, and the property sits high and dry, offering peace of mind during stormy weather. Inside, you'll find a spacious layout with gorgeous wood floors that add warmth and character. The primary bedroom boasts four closets, offering ample storage space. The primary bathroom includes an ADA shower, making it accessible for all. A bonus office space provides the perfect area for work or creative pursuits. Outside, an artisan well adds a touch of rustic charm to the property. The home is a blank canvas, waiting for a buyer to come in and add their perfect touches to customize it to their liking. Situated in a prime location, this home offers unparalleled walkability and bike-ride accessibility to popular shopping destinations, delightful eateries, and the rich history of St. Augustine. Enjoy a quick drive or leisurely ride to Vilano Beach, the famous historic downtown district, and easy access to I-95. Don't miss the opportunity to make this house your dream home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,999 | $351,999 | $351,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,431 | $2,371 | $2,994 |
Total Monthly Payment | $2,506 | $2,446 | $3,069 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.