874 LAGUNA Drive, Fernandina Beach, FL, 32034 | $1,150,000

Experience unparalleled elegance at Ocean View's newest lakeside offering, a masterpiece of design just mere steps from the pristine beach. This exquisitely renovated residence defies traditional expectations, blending timeless charm with an impeccably curated Modern Coastal Contemporary aesthetic. From the moment you arrive, you'll be captivated by its refined curb appeal, while inside, a world of sophistication awaits.

The home boasts newly installed Hardy Board siding, seamless Coretec wood-inspired floors, while the guest bath has been thoughtfully updated, alongside a fully renovated kitchen and family room, all exuding elegance. Individually sourced, bespoke chandeliers grace the common living spaces, enhancing the atmosphere with their distinctive charm. The kitchen is a masterclass in design, featuring lustrous quartz countertops, a stunning Tesoro tile backsplash, and crackle-glass mosaic accent tiles. Soft-touch cabinetry, including a glass-front display case, offers. . . a refined space for showcasing treasured collectibles. A striking waterfall island adds both refined storage solutions and elegant barstool seating beneath the Rehoboth Hammered Glass Pendant Lighting. Relish the serenity of the dinette space, adorned with chic Shiplap walls and offering a picturesque view of the expansive fenced backyard and tranquil pond. Elevate your culinary experience with premium Bosch Appliances, while the adjoining dining roomperfectly positioned next to the kitchen and living areasprovides an ideal setting for sophisticated entertaining. The thoughtfully designed laundry area ensures effortless organization, featuring custom shelving, cabinetry, and a dedicated clothes hanging station. For the discerning car enthusiast, the garage boasts a pristine Shark coating and superior insulation, offering an ideal sanctuary for your prized vehicles.

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 73 x 170 x 106 x 120
  • Laundry: In Unit
  • Style: Traditional
  • Year Built: 1997
  • Garage: 2-car
  • Heating: Central, Other
  • Cooling: Central Air, Other
  • Approx Sq. Feet: 2,578
  • Acreage: 0.28
  • Lot Size: 73 x 170 x 106 x 120
  • Est. Taxes: $6,679
  • HOA Fee: $411 Annually
  • Lot Desc: Sprinklers In Rear
  • View: Pond
  • Water Front: Yes
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer, Other
  • MLS#: 2061454
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/2061454/874lagunadrive_fernandinabeach_fl?source=qrflyer
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William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

874 LAGUNA Drive, Fernandina Beach, FL, 32034

$1,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $557 $557 $557
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,967 $5,891 $8,078
Total Monthly Payment $6,649 $6,573 $8,760

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.