5316 Rocky Coast Place, Palmetto, FL, 34221 | $450,000

One or more photo(s) has been virtually staged. $20, 000 SELLER INCENTIVES! ALL OFFERS DUE BY 12/30/24! This is an opportunity you don’t want to miss—PRICED TO SELL and better than a new build! With 4 bedrooms, a DEN, and a LOFT, this home has everything you need and more. Skip the builder fees and enjoy a variety of UPGRADES that make this home truly special. From the screened-in PATIO to the wood blinds throughout, the EPOXY flooring in the garage, ceiling fans in every room, and custom French doors in the downstairs den/office all add to the charm that does not come with new build homes! Plus, the upgraded black door handles and hardware on all cabinets give the home a modern, polished feel. When you step through the front door, you'll be immediately impressed by the tall ceilings and the natural light that pours in, highlighting the open-concept layout. To the right, is a spacious den—perfect as an office or playroom The kitchen is a true highlight with granite countertops and stainless steel appliances, offering a seamless flow into the living and dining areas. Whether you're relaxing with family or entertaining friends, the open layout, with easy access to the back patio, makes everyday living a breeze. Downstairs also features a full bathroom and a bedroom, providing convenience and flexibility for guest. As you head upstairs, the tall ceilings continue, and you're greeted by a generous loft space, ideal for a second living area, playroom, or office. One bedroom and a full bathroom are to the right, while the large laundry room (with WASHER & DRYER INCLUDED) sits further down the hall. Across from the laundry, you'll find another bedroom and the master suite. The master is a true retreat, with a spacious bathroom that includes a separate tub, a walk-in shower, double sinks, and a huge walk-in closet. Conveniently located with easy access to I-75, this home is just minutes from Ellenton Premium Outlets and the area's world-class beaches. DON'T WAIT—schedule your tour today before this incredible offer is gone!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,728
  • Acreage: 0.16
  • Est. Taxes: $6,889
  • HOA Fee: $115 Monthly
  • Lot Desc: Sidewalk
  • View: Pool
  • Elem. School: James Tillman Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4632783
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4632783/5316rockycoastplace_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 6:17:51 AM)
Listing courtesy of KELLER WILLIAMS REALTY SELECT   Phone: 941-556-0500

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5316 Rocky Coast Place, Palmetto, FL, 34221

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $574 $574 $574
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,425 $2,393 $3,036
Total Monthly Payment $3,074 $3,042 $3,685

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.