This lovely home has all the space you need! This Johnstown 3 bedroom, 2 bathroom home has a separate Library (Den or Office). There is laminate flooring and tile throughout the entire home and even tile installed in the ENCLOSED Lanai with mini-split system. The Lanai also has new acrylic windows with “amber” tint for blocking the outside from seeing in! The Primary Bedroom has “mirrored” windows also for blocking the outside and the ensuite bathroom has a garden tub, a ROMAN shower and walk-in closet as well as, a private water closet and large linen closet. Both bathrooms have comfort height commodes. One of the Guest Bedrooms has an awesome built-in office for two! The kitchen, with Quartz countertops has a new tiled floor which is SPC (stone plastic composite) installed by East Coast Flooring. There is a new Microwave and a closet pantry. The Laundry Room has a coat closet and plenty of storage cabinets too! The Garage has a newly installed laundry tub and is also oversized with a Golf Cart Garage for tandem parking (8’ wide by 20’ deep) with extra electrical outlets. There are also pull-down attic stairs with tons of storage room in the attic, additional electrical outlets and lighting! The exterior of the home and sidewalk were just painted in July 2024. The HVAC Carrier system was installed in 2021 and the home has been repiped. There are three (3) plentiful fig trees of two different varieties in the yard for pie or jam making! This is a must-see property! Seller is offering a 1 year Broward Factory Service home warranty with an acceptable contract.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,600 | $339,600 | $339,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.369% | 7.159% | 6.276% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,257 | $2,864 |
Total Monthly Payment | $2,709 | $2,678 | $3,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.