13540 Dibella AVENUE, Port Charlotte, FL, 33981 | $225,000

A beautifully updated single-family home in the desirable Gardens of Gulf Cove community in Port Charlotte. This move-in-ready 3-bedroom, 1-bathroom home offers a perfect blend of modern features, including tile floors throughout and a kitchen with sleek stainless steel appliances and granite work tops.
As you step inside, you'll appreciate the open-concept design that maximizes space and natural light. The spacious living area flows seamlessly into the dining area, making it ideal for both everyday living and entertaining. The kitchen is a chef’s dream, with modern stainless steel appliances, ample cabinet space, and a functional layout for easy meal prep.
All three bedrooms are generously sized and feature tile flooring, providing a clean, low-maintenance space that can easily adapt to your needs. The well-appointed bathroom is just steps away, offering convenience and style with the added bonus of jack and jill layout for bedroom one and two. Also bedroom two has a vanity sink within the walk in closet.
Outside, you'll find a private, low-maintenance backyard, perfect for enjoying Florida's sunny weather. The Gardens of Gulf Cove community is known for its relaxed atmosphere and a very affordable annual HOA fee, which provides access to excellent amenities, including a community pool, clubhouse, and fitness gym.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Laundry Closet
  • Year Built: 1975
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,100
  • Acreage: 0.17
  • Est. Taxes: $2,230
  • HOA Fee: $470 Annually
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: N6136023
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/N6136023/13540dibellaavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 3:05:27 PM)
Listing courtesy of MEDWAY REALTY   Phone: 941-375-2456

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13540 Dibella AVENUE, Port Charlotte, FL, 33981

$225,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $180,000 $180,000 $180,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $186 $186 $186
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,213 $1,196 $1,518
Total Monthly Payment $1,474 $1,457 $1,779

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.