24 S 10TH Street, Fernandina Beach, FL, 32034 | $799,500

DOWNTOWN FERNANDINA COTTAGE: Located in the heart of Fernandina Beach's historic district, this 2018-built 2BR/2. 5BA home offers 1, 436 sq' of modern living with C3 zoning for residential or commercial use- FURNITURE & ALL APPLIANCES INCLUDED*. Constructed with Marvin hurricane-impact windows, spray foam insulation, and a shingle roof, this property is built for both style and durability. The interior boasts HARD OAK flooring, smooth elevated ceilings, and custom hardwood doors. The kitchen features GAS COOKING, quartz countertops, soft-close cabinets, a glass backsplash, water softener and an Aqua Pure water filter. A luxurious main-floor primary suite includes a zero-entry shower, frameless glass, and floating dual sinks. ADDITIONAL HIGHLIGHTS: include a half bath, spacious upstairs bedroom w/loft office space, new LED lighting, and a laundry room with a sink. The property features a back deck w/built-in seating, attic storage, and space for a future garage. Call soon!

Features

  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: In Unit, Lower Level
  • Style: Craftsman
  • Year Built: 2018
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,436
  • Acreage: 0.11
  • Est. Taxes: $4,693
  • Lot Desc: Historic Area
  • Appliances: Dishwasher, Dryer, Electric Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 2061495
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/2061495/24s10thstreet_fernandinabeach_fl?source=qrflyer
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Listing courtesy of SUMMER HOUSE REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

24 S 10TH Street, Fernandina Beach, FL, 32034

$799,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,600 $639,600 $639,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $391 $391 $391
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,309 $4,251 $5,394
Total Monthly Payment $4,792 $4,734 $5,877

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.