*** CASH ONLY. Being sold as-is for renovation or new construction due to flooding during Hurricane Helene, offering a unique opportunity for buyers. ***
This home offers a split floor plan of 1, 910 square feet, 4-bedroom, 3-bathroom home & 2 car garage. Situated in a prime location, the home is just 10 minutes from downtown St. Petersburg, 25 minutes from beautiful beaches, and 20 minutes from TPA International Airport. Close proximity to Denver Park, where you can enjoy pickleball, volleyball, basketball, and tennis and near the NEW Speer YMCA and Shore Acres Rec Center. It's also zoned for amazing schools, including Shore Acres Elementary School, which is the top-rated elementary school in the county according to greatschools. org.
Recent home improvements that were not affected by the flood include a new air conditioning system (2018), water heater (2019), pavilion/cabana & slab (August 2021), new roof (January 2022), Trex deck (November 2022), AC ducts (March 2023), garage door opener (June 2023), kitchen and quartz counters (October 2023), irrigation system (May2024) and a variable speed pool pump (October 2023).
The property is equipped with an advanced alarm system featuring a smart thermostat, door lock, motion sensors, window/door sensors, four outdoor cameras, and a Ring doorbell, ensuring peace of mind.
This home presents a rare chance to invest in a desirable area with significant potential for customization or redevelopment. Don't miss the opportunity to create your dream home in this sought-after neighborhood. Schedule a viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,486 | $2,425 | $3,062 |
Total Monthly Payment | $2,903 | $2,842 | $3,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.