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488 Trout LANE, Oldsmar, FL, 34677 | $199,000
Just listed in 55+ Gull-Aire Village. Lovely 1994 Jacobsen. This home offers an open floor plan that is perfect for entertainment. A charming eat-in kitchen with lots of cabinets for storage. Inside laundry and split bedroom plan. Laminate flooring throughout. Spacious, vinyl enclosed 12 x 14 Florida room not included in the square footage. The fenced yard behind the home makes it convenient for pet use. Great carport area with side-by-side parking. Large utility room. Gull-Aire Village has a socially active clubhouse, library, pool table, shuffleboard, Bocce ball court and heated pool & spa. There are planned activities at the clubhouse each month. Other regular activities include Yoga, pool exercise, Bingo, cards, and line dancing. Golf cart friendly. HOA is $50. 00 per month. Pet friendly. You can have one pet-any size. You own your own land. Conveniently located across the street from the community are AMC Theatres, Bealls, Marshalls, PetSmart, Five Below and Dollar Store. Restaurants across the street include Shaker and Peel, Craft Street Kitchen, Mandolas, Country Pizza Italian Grill and Eve’s Family Restaurant. Just minutes to Super Walmart, Publix, and Countryside Hospital. About ten miles away are the beautiful beaches of Honeymoon Island and Caladesi State Park. There is a biking/walking trail along the canal with two access points from Gull-Aire. Room sizes are approximate and to be verified by the Buyer.
Features
- Amenities: Clubhouse, Pool, Shuffleboard Court, Wheelchair Access
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Style: Traditional
- Year Built: 1994
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,104
- Acreage: 0.1
- Est. Taxes: $643
- HOA Fee: $50 Monthly
- Lot Desc: Flood Insurance Required, FloodZone, Sidewalk
- Adult Communities: Yes
- Pet Policy: Number Limit, Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- MLS#: TB8331868
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8331868/488troutlane_oldsmar_fl?source=qrflyer
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP Phone: 727-461-1700
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
488 Trout LANE, Oldsmar, FL, 34677
$199,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $54 | $54 | $54 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,073 | $1,058 | $1,343 |
| Total Monthly Payment | $1,202 | $1,187 | $1,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388