NO HOA & FULLY FURNISHED! This home is perfect for first-time homebuyers, snowbirds, and/or as a short-term rental. Your new home is situated on a spacious 0. 39-acre lot, allowing you to bring your RV, boat, and other toys! This recently renovated 2-bedroom, 2. 5-bath home, featuring a 2020 roof and 2019 HVAC, offers 1, 836 sqft of living space, including a flex room currently used as a playroom that can easily be converted into an enclosed bedroom or office. Main living areas feature stunning natural wood floors, while upgrades throughout the home include stainless steel kitchen appliances, luxury vinyl plank flooring, updated baths, fresh paint, and fully updated electrical in 2023. The oversized backyard is a blank canvas for creating your dream outdoor space. Located just two blocks from scenic, 624-acre Lake Howard, one of the larger lakes in Winter Haven’s renowned Chain of Lakes, this home offers easy access to boating, fishing, and water sports. Enjoy serene nature trails, nearby parks, and the convenience of being minutes from downtown dining and entertainment, perfectly blending outdoor recreation and city living. Whether you’re seeking a place to call home, a seasonal retreat, or an income-producing property, this home checks all the boxes. Currently licensed as a turnkey vacation rental, it also presents an excellent investment opportunity. Just bring your suitcase, and you are HOME!
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,450 | $1,430 | $1,815 |
Total Monthly Payment | $1,877 | $1,857 | $2,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.