CHARMING Home! Minutes to Historic St. Augustine, and the BEACH! LUCRATIVE Investment Opportunity! Discover the charm of this beautifully maintained 3-Bedroom, 2- Bathroom home, nestled just minutes from the Heart of the oldest City in the Country, Historic St. Augustine, FL! Set on a peaceful, spacious lot, this property offers ample outdoor space, perfect for relaxation, or entertaining guests. Enjoy a well-designed split bedroom, floor plan that maximizes space and comfort. The 3 bedrooms provide plenty of room for family and guests, while the 2 bathrooms ensure convenience for everyone. Just a short drive from some of the most Beautiful BEACHES in FL! This home is perfectly situated for those who love Sun, Sand, and Surf. Explore the rich History and vibrant Culture of St. Augustine, with its Charming Shops, Restaurants, and Iconic Landmarks, all within easy reach. With the growing demand for vacation rentals near this historic area, this property could potentially present an excellent opportunity for an Airbnb, or short-term rental income. Turnkey ready, this home can easily cater to visitors seeking a unique St. Augustine experience, or your Forever Home. The expansive outdoor space offers endless possibilities, add a garden, create a cozy outdoor seating area, or put a playhouse for the kids. Whether you're looking for a new home, a vacation getaway, or a lucrative investment in a rapidly growing area, this property is a must-see! Newer Architectural Shingle Roof, 2020. House is on Well/Septic. This area of St. Augustine is part of the West King Mobility Project, revitalizing and gentrifying the area with many newer houses being built, Retail, and a potential Commuter Rail in the near future. Don't miss your chance to own a piece of Gold, near historic St. Augustine, FL! Life is a BEACH! Schedule a viewing today and explore the potential of this remarkable, and upcoming LOCATION, LOCATION LOCATION!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,483 | $1,882 |
Total Monthly Payment | $1,754 | $1,733 | $2,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.