Under contract-accepting backup offers. Located in the heart of the coveted Allendale Terrace neighborhood, this beautifully renovated 2-bedroom, 1-bathroom home offers the ideal combination of timeless charm and modern updates. The updated kitchen is a true highlight, featuring white cabinets, granite countertops, a stylish tile backsplash, and sleek stainless steel appliances. The bathroom has been tastefully updated with modern glass shower doors and a contemporary pedestal style sink, adding a fresh, elegant touch.
Original oak hardwood floors run throughout the home, enhancing its character and warmth. Custom ceiling fans provide a stylish yet functional accent to every room. Outside, the oversized detached one-car garage offers convenient alley access, while the fenced backyard creates a private oasis for relaxation or entertaining. The front yard is beautifully landscaped with mature oak trees, and an in-ground irrigation system ensures the grounds stay lush year-round.
Set on high and dry land with no flood insurance required, this home offers peace of mind and convenience.
This is a rare opportunity to own a home on one of Allendale’s most desirable streets at an unbeatable price. With its blend of modern upgrades and classic appeal, this home is sure to go fast—don’t miss out! All of this is located only minutes from downtown St. Pete and all the cultural, entertainment, shopping and dining available there.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,622 | $2,653 | $3,396 |
Total Monthly Payment | $2,986 | $3,017 | $3,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.