Nestled in a charming saltwater community, this cape-style yet ranch-feel home offers peek water views from multiple rooms and deeded sandy beach rights just 1/10 mile away at Indian Heights. With 2 bedrooms, 1 bath, and 1080± sq ft, this home features a wood burning fireplace, hardwood flooring throughout, a custom pantry, and a gas range in the charming kitchen. The private, level yard includes a fenced-in area and a back deck ideal for outdoor relaxation or entertaining. Recent updates include nearly all-new windows (2023). The property is connected to town sewer and natural gas and includes a clean slate walk-out basement with potential for additional customization. With an attached carport and close proximity to boating, the Cape Cod Canal, dining, and shopping, this gem presents an exceptional opportunity as either a year-round residence or seasonal getaway. Property is NOT in Flood Zone. Open house Sat 11/23 11a-1: 00p.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | Main,First |
Dining Room | Flooring - Hardwood, Exterior Access | Main,First |
Kitchen | Bathroom - Full, Flooring - Vinyl, Pantry, Gas Stove | Main,First |
Living Room | Flooring - Hardwood, Exterior Access | Main,First |
Master Bedroom | Walk-In Closet(s), Flooring - Hardwood | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,036 |
Total Monthly Payment | $2,841 | $2,809 | $3,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.