1975 Spruce Creek CIRCLE, Port Orange, FL, 32128 | $999,990

This 4 bedroom, 3 bath, concrete block, custom built pool home is located in the highly sought-after subdivision of Spruce Creek Farms. This breathtaking 3300+ sq ft estate sits on over 3 acres of prime ''high and dry'' real estate. You get the country setting with exceptional privacy, yet literally just a few minutes to the cities of Port Orange or New Smyrna. Almost every single inch of this home has been remodeled and updated with top of the line features, with no expense spared (see upgrade list for amount)! This home boasts two huge master suites, and one of the large spare bedrooms could be utilized as an in-law suite with a private access from the 3 car garage. The kitchen is nothing short of a chef's dream. . . . granite tops, huge island, double ovens, all matching stainless steel appliances, soft-close drawers and cabinets, cabinet lighting, oven hood, and much much more!! Resurfaced pool deck with custom Shark Coating. New Roof 2022, new windows 2022, 2 new water heaters 2023

2 new AC units 2023, new pool motor (pump and filter too) 2022, Fresh paint (inside and out), New shed 2022. Needless to say, you HAVE to see this in person, as the pics and description doesn't do it justice. Too many upgrades to include them all. You are just a few miles from I95 and I4. . . and yes, just about 15 minutes from the beach! All of this with NO HOA!!! This home is also eligible for a USDA Loan!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1999
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,333
  • Acreage: 3.15
  • Est. Taxes: $6,640
  • Pool: In Ground, Salt Water, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: NS1083334
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/NS1083334/1975sprucecreekcircle_portorange_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 9:48:17 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1975 Spruce Creek CIRCLE, Port Orange, FL, 32128

$999,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,992 $799,992 $799,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $553 $553 $553
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,189 $5,122 $7,024
Total Monthly Payment $5,834 $5,767 $7,669

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.