GENUINE OPPORTUNITY | PROPERTY IMPACTED BY HURRICANE HELENE | DESIRABLE LARGE LOT (>. 25 ACRE) | MATURE TREES | BUILD NEW - LIFT | The Existing home has | 3 bedrooms | 2 bathrooms | 1-car Garage | 1, 536 SF | 2, 068 SF total, including the 12' x 13' covered porch. The fenced-in backyard is virtually intact; there are a couple of damaged sections. The electric system is updated (copper with grounds). Plumbing: The original copper supply and waste lines function well. There has been some CPVC added. Windows are double pane. The kitchen's newer upper cabinets are still in place. The drywall has been removed. The ceilings and high-quality crown molding have been preserved and are in excellent condition. The roof has some loose shingles, and no leaks have been detected. Cash only. The location is convenient to downtown St Petersburg, with world-class museums, diverse restaurants, and more—usually less than 30 minutes to two international airports.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,728 | $2,193 |
Total Monthly Payment | $1,981 | $1,957 | $2,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.