SINGLE FAMILY HOME WITH DETACHED APARTMENT. Welcome to this charming 2 bedroom, 1 bathroom bungalow located in the heart of St. Petersburg! Perfectly blending comfort and functionality, this home boasts hardwood floors, an updated kitchen with newer appliances and a spacious bathroom, offering modern finishes and convenience.
Step outside to your own private oasis, complete with a refreshing pool and outdoor shower, perfect for those warm Florida days. A standout feature of this property is the detached garage apartment with it's own entrance — offering endless possibilities as an in-law suite, guest quarters, or a rental for additional income.
Centrally located, with easy access to the interstate, this home is just minutes away from shopping, dining, and all that St. Petersburg has to offer. The property also offers ample parking space in front and back, including room for your vehicle in the 1 car garage. Both the roof of the main home and the garage have been replaced within the last few years. There is also a transferrable home warranty for the property.
Don't miss the opportunity to own this versatile home. Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $153 | $153 | $153 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,317 | $2,286 | $2,900 |
Total Monthly Payment | $2,545 | $2,514 | $3,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.