It's time to make your Dream of Living on the Lake come true. Exceptional Lakefront Home in the premier 55+ community of Royal Harbor, on Little Lake Harris is the best of both worlds. Enjoy the peace and tranquility of your very own Lakefront home on the Harris Chain of Lakes, with private dock and covered deck and boat lift, as well as enjoying all the amenities and activities offered in this welcoming resort-style active adult community. This beautiful 3/2 custom built home will welcome you from the moment you enter. The screened and covered front porch and leaded glass front door invite you into the Great Room of this home. The Open Floor Plan and thoughtful design of this home maximizes the breathtakingly gorgeous Panoramic Lake Views from almost every room. The light and bright Kitchen is convenient to all living areas. Enjoy your morning coffee and amazing lake views from the Dinette, with surrounding windows and Plantation Shutters. The light and bright Great Room has plenty of space for entertaining, with several options of how to use the space. It opens, through triple sliders, to the large, screened Lanai, where you can feel the wonderful lake breezes and sit and watch Florida nature at its best. Retreat to your spacious Primary Suite where you will, again enjoy the panoramic lake views and access to the lanai. The Primary Bath has a large walk-in shower, as well as a walk-in tub for a nice relaxing soak. This split plan features two more bedrooms and Guest Bath. This home has many great features, including custom built Dock, Deck, and Stairway down to lakefront, all built with Trex Decking, Covered Boat Lift with Touchless Cover, Water and Electric at Dock, covered 12x15 Deck area, and a second Boat Lift, Tankless water heater, Electric Garage Door Screen, and zoned Irrigation System that uses water from the lake. All this, and a wonderful community! The Clubhouse, Pool and Spa, Fitness Center, Social Hall, Library, Billiards Room, Craft Room, and more, are here for you to enjoy with family and friends. Tennis, Pickleball, Shuffleboard, and Bocce are a few of the activities enjoyed with friends . Lushly landscaped with trails throughout. RV, Boat and Trailer Storage included in HOA dues. Royal Harbor really does have it all! Come see for yourself. Come home to Life on the Lake in beautiful Royal Harbor. Please call me today for your private showing of this spectacular property.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $746 | $746 | $746 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,692 | $3,642 | $4,621 |
Total Monthly Payment | $4,530 | $4,480 | $5,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.