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245 Rumsey Road, #3K, Yonkers, NY, 10701 | $205,000
Must see, move in ready !! Very bright and spacious unit with high ceilings. This 2 bedroom, 1 bath unit offers eat in kitchen, huge dining room adjacent to bright living room with wall of windows. Large primary bedroom. The unit offers many special features since it is located in the heart of Yonkers, see list: 161 acre Tibbetts Brook Park across he road. Miles of trails around a lake, fields, streams & wildlife, beautiful 4 season Park amazing w/assortment activities. Large water park, mini golf, tennis & pickleball courts, outdoor exercise equipment, special events, 35 miles of trails! Cross County Mall 1. 5 miles away many seasonal festivals throughout the year. New York Botanical Gardens is 4. 6 miles away, the largest in all the United States. Easy access to major highways including Sawmill Parkway and Hwy 87. Manhattan is 18 miles away/LaGuardia Airport 11 miles away/JFK Airport 20 miles away. Sold as is. DTI not more than 30%. Credit score 725+ each applicant. Carpet rule 100%.
Features
- Parking: 1-car, Common
- Heating: Oil
- Cooling: Wall/Window Unit(s)
- Levels: 8
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Common Area, Laundry Room
- Complex: Parkview
- Year Built: 1958
- Approx Sq. Feet: 1,060
- Elem. School: Yonkers Early Childhood Academy
- Middle School: Yonkers Middle School
- High School: Yonkers High School
- School District: Yonkers
- Pet Policy: No
- Appliances: Dishwasher, Gas Oven, Gas Range, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 804527
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/804527/245rumseyroad_yonkers_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
245 Rumsey Road, #3K, Yonkers, NY, 10701
$205,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $164,000 | $164,000 | $164,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,105 | $1,090 | $1,383 |
| Total Monthly Payment | $1,180 | $1,165 | $1,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535