Quaint describes this colonial in Glenbrook. Stone exterior is wonderful for keeping the cold out. You enter a room which might have been a front porch at one time. Good place to greet your guests. Move into a nice size living room with plenty of light. The owner is a collector as you will immediately notice and she turned her dining room into a gallery with lots of storage. The kitchen has ample cabinets, a dining area and the half bath is here. The brand new Range is also a Convection Oven and Air Fryer, with a exhaust fan to the exterior. Past this room is the laundry area and back door to the large deck. The additional room is here with a bathroom with shower. Your choice of guest room, home office, game room, etc. The bedrooms are on the second level. One of the rooms had one wall removed for the owners use as an open office. The primary bedroom & bathroom each have a skylight. The other 2 bedrooms are "mirrors" of each other, with one having a built-in desk. Basement is unfinished & was used as a woodworkers workshop. New furnace & 2yr old water heater. A money saving perk are the solar panels, which give give enough energy that there is virtually no electrical bill. This charming house does need some TLC. Owner has explored the cost of new roof and decks and has considered that in price offered. Solar Panel info available upon request. Owner needs to find suitable housing.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Dining Room | Main | |
Kitchen | Dining Area,Half Bath | Main |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Upper | |
Study | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,045 | $3,004 | $3,812 |
Total Monthly Payment | $3,922 | $3,881 | $4,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.