161 ST LUCIE Street, Florahome, FL, 32140 | $349,000

Your DREAM Vacation Home
No HOA
Georges Lake is a recreational neighborhood, fishing, boating, jet skiing, paddleboarding, canoeing, kayak, water skiing, bicycling, UTV, 4 wheeling, motorcycle riding, we are a little outdoorsy place to live.

House is 20 x 30 (600 sq ft) with screened in patio 20 x 12 (240 sq ft) for a total of 840 sq ft. Gate to enter into fenced property.

House built to hurricane code plus addition rods. House under roof, on top of ceiling, in walls and under floor in crawl space all is closed cell spray foam. Home is stick built, with Hardi board & batten siding, roof is metal. A/C and heat is from mini splits.

The patio is screened with corner fans, can be easily converted to an enclosed patio.

The kitchen cabinets have drawers, one cabinet is 36'' wide and holds all your pans. Drawers are better no more getting on knees Two pantries and a pull-out garbage can drawer. Nice upper cabinets with glass doors. Cooktop, sink has drain pan, dishwasher, countertop is Marbel. The refrigerator has an ice maker with water dispenser and also makes craft ice (round ball ice). Garage is 30 x 30 (900 sq ft) The garage was built to hurricane code, support walls 4 ft apart with scissor trusses, garage is also spray foamed and painted, electric installed also has fans and 30 AMP RV service. Center height 14 ft, one roll-up door is 10 ft tall the other 12 ft. tall. Behind the garage is fenced in storage area great for trailer. Left side of garage is room for more storage behind fenced in area. The right-side garage has a covered cookout deck with power, inside a courtyard, steps or ramp will take you up to the house. Hobby shed 8 x 14 (112 sq ft) The hobby shed has electric and water, spray foamed walls, sheetrock and wood on walls, light and outlets. With covered deck. Along the side of the building is a lean to roof to cover lawn mowers. This shed is in a completely fenced area. The generator is 24 KW. This runs home, garage, hobby shed, well house and RV pad. Includes two 110-gallon propane tanks. When hurricane knocks out electricity you will still have full power. The well house protects your well, bladder and 3 filter system. Home has great tasting well water. Also, room to store a few things. Room for large RV, 50 AMP service and water, with patio area, and view of lake. Room for additional RV pads. https: //florahomeusa. blogspot. com/2010/12/history-of-florahome-florida-landmarks. html https: //florahomeusa. blogspot. com/2011/01/place-called-georges-lake. html https: //florahomeusa. blogspot. com/2011/08/georges-lake-area-etoniah-state-forest. html

Features

  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Cottage, Ranch
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Electric
  • Approx Sq. Feet: 600
  • Acreage: 0.92
  • Est. Taxes: $267
  • Lot Desc: Irregular Lot, Many Trees
  • View: Lake, Trees/Woods, Water
  • Appliances: Dishwasher, Electric Cooktop, Electric Water Heater, Ice Maker, Microwave, Refrigerator
  • MLS#: 2061577
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2061577/161stluciestreet_florahome_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

161 ST LUCIE Street, Florahome, FL, 32140

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $22 $22 $22
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,881 $1,856 $2,355
Total Monthly Payment $1,978 $1,953 $2,452

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.