Welcome to 475 West Lane, a stunning new construction in the heart of Aquebogue, Long Island’s North Fork. This home offers luxury with 4 bedrooms, 3. 5 bathrooms, and over 4, 800 square feet of living space. The cedar porch with white oak beams welcomes guests, while the open-concept layout maximizes space and natural light. The chef’s kitchen, upgraded with over $100K in finishes, features a 10. 5' x 4. 5' waterfall island, quartz countertops, and stainless steel appliances. The home offers two primary suites, one on each floor, both with heated porcelain floors. White oak hardwood floors, with over $100K invested in flooring, add warmth. The unfinished basement features 12-inch walls, 3/4 rebar, a 6-inch slab, and exterior access for customization. Anderson 400 black windows ($100K upgrade) and $100K white cedar shingle siding add durability, while the $60K metal roof ensures long-lasting protection. The two-car garage, large backyard on 2. 25-acre property offer endless possibilities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,359,200 | $1,359,200 | $1,359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.502% | 6.220% | 5.781% |
Monthly Tax Payment | $1,613 | $1,613 | $1,613 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,506 | $8,259 | $11,196 |
Total Monthly Payment | $9,244 | $9,997 | $12,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.