This move-in ready ranch is the perfect combination of comfort and convenience! Step inside to find beautiful hardwood floors and an inviting open floorplan. The spacious living room features a charming fireplace, perfect for cozy nights in. There's an updated kitchen and bathrooms. The family room would also make a great home office or play room. It was originally a garage. Three well-sized bedrooms are also located on the main level, ensuring ease of living all on one floor. The large basement has great potential to be finished into a recreation room, providing even more space to enjoy. Outside, the newer deck overlooks a spacious yard, perfect for entertaining or simply relaxing outdoors. A circular driveway gives you plenty of parking and easy access. The roof was installed in 2011. Location is very convenient, close to downtown area, schools, Wallingford Country Club and easy access to highways. Don't miss this one!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Kitchen | Tile Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,126 | $2,698 |
Total Monthly Payment | $2,652 | $2,623 | $3,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.