5458 Oakford DRIVE, Lakeland, FL, 33812 | $319,900

One or more photo(s) has been virtually staged. If you are looking for an afforable 4 bedroom home in south Lakeland, with a private, fenced backyard, high ceilings, and a split bedroom floorplan that you can update and make your own, then, welcome home! When you enter the foyer greets you with choices, formal living / den, formal dining or great room in this open floor plan layout. The high, vaulted ceilings in the main areas make the spaces feel bright and airy - plus is a lot of natural light coming in from the windows and large sliding glass doors. The kitchen is great for those who like to bake and cook with an abundance of countertop space and cabinet storage. The laundry room is off the kitchen and leads to the 2-car garage. The master suite is large, with plenty of room for all your furnishings. There is an extra linen closet for storage before you go into the expansive master en-suite bathroom. You can drown away your worries in the soaking, jetted tub, or with a steamy shower. There is plenty of storage in the walk-closet for your clothing as well. The secondary bedrooms are privately located on the far side of the home, and are near the second bath that also has direct access to the outdoors with a "pool bath" exterior door. The back yard is a good size, and it totally fenced which is handy for pet lovers, family games, and personal privacy. *** The new owners will probably want to update the carpets. The kitchen and bathrooms are fully functional and not yet updated, so you can add your flair when decorating after closing. Unless the new buyer is paying cash, the roof will need to be replaced with any financed purchase at or before closing. The current asking price does not include the price of a new roof. Ask about an FHA PURCHASE RENOVATION loan for your new roof and desired updates. *** It's a great home and just needs a little TLC to make it perfect for the next happy owner. Take a look at the virtual tour. I have also attached a floor plan from the original building in the attachments. If you love what you see, and can imagine how great this could be for you, please request a showing today. It won't last long with this affordable price.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,859
  • Acreage: 0.24
  • Est. Taxes: $1,784
  • HOA Fee: $300 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range
  • MLS#: L4949427
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4949427/5458oakforddrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 6:24:50 AM)
Listing courtesy of KELLER WILLIAMS REALTY SMART   Phone: 863-577-1234

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

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5458 Oakford DRIVE, Lakeland, FL, 33812

$319,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,920 $255,920 $255,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $149 $149 $149
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,701 $2,158
Total Monthly Payment $1,948 $1,925 $2,382

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.