This charming 2/2 ROSEMONT courtyard villa, located in the Village of BELLE AIRE, ST SIMONS VILLAS, is surrounded by lush landscaping featuring decorative rocks and shrubs, offering both beauty and privacy. A striking LEADED GLASS front door welcomes you into the home, leading directly to the well-appointed kitchen. With ample cabinet space and a 10-foot BREAKFAST BAR, this kitchen is perfect for both meal preparation and casual dining. The OPEN FLOORPLAN seamlessly connects the kitchen to a spacious dining room, which features sliding doors that open onto a CANVAS-COVERED LANAI, providing a perfect spot for outdoor relaxation. Off the living room, a versatile bonus room with laminate flooring and a ceiling fan offers additional living space. Through the sliding door from the bonus room is another lanai, enclosed with a SECOND CANVAS-COVERED BIRDCAGE and complete with a 6-person BULLFROG HOT TUB, making outdoor living both luxurious and enjoyable. All patio furniture and outdoor storage are conveyed with the home. There is even ROOM FOR A POOL on the side! The primary bedroom is a tranquil retreat, featuring a WALK-IN CLOSET and an en-suite bath with ceramic tile floors, CORIAN countertops, and a JETTA STONE WALK-IN SHOWER. The guest bedroom is thoughtfully designed for visitors, conveniently located near the guest bath. Additional features of this home include a 1 ½-car garage with built-in cabinets for extra storage, a garage door screen, additional refrigerator and a laundry tub for added convenience. There is even an indoor laundry room. The 2016 Yamaha GOLF CART and garden equipment is negotiable. The ROOF is 2020 and the HVAC & Hot Water Heater is 2019. This home is close to the Glenview Country Club, the Savannah Center and Southern Trace for shopping and restaurants! With its inviting layout and numerous amenities, this home offers comfort and style in a serene setting.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,833 | $1,808 | $2,294 |
Total Monthly Payment | $2,088 | $2,063 | $2,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.