This cozy 2-bedroom, 2-bath home is the perfect fit for a small family or anyone seeking a peaceful retreat with space to roam. Situated on just under a third of an acre, this home offers ample outdoor room, The inviting covered porch leads you into a light-filled formal living room, where you'll find elegant decorator tiles and charming archways that add character to the space. The updated kitchen boasts vaulted ceilings, wood cabinetry, stainless steel appliances, and a double closet pantry, making it perfect for cooking and entertaining. The sunken family room offers versatile living options, ideal as a cozy gathering space or an extra bedroom or office. It features recessed lighting and a sliding glass door that opens to the backyard, providing a seamless connection between indoor and outdoor living. The master bedroom is a true retreat, with a private updated bath that includes dual sinks, a shower, and a spacious cedar-lined closet. The home's utility room includes a washer and dryer, as well as a convenient side entry door for easy access. Additional features include newer windows and doors throughout providing added insulation, an oversized 1-car garage and a parking pad on the side of the home, perfect for trailers, RVs, or extra vehicles. A bus stop is located right at the edge of the property, offering added convenience for those who need public transit access. Located just minutes from all the essentials, this home combines comfort, functionality, and potential—don't miss the opportunity to make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,303 | $1,653 |
Total Monthly Payment | $1,499 | $1,482 | $1,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.