402 Heritage Hills, #B, Somers, NY, 10589 | $610,000

Fabulous opportunity to live in sought after Heritage Hills of Westchester. This well maintained end unit is a highly desirable Wellesley model and offers spacious, sunlit rooms. The kitchen includes plenty of cabinetry, and the separate dining room is perfect for entertaining. A brick fireplace is the focal point of the living room which also includes a sliding glass door to the patio featuring a stone wall and private landscaping. The primary suite features a walk-in-closet and private bath, while the second bedroom is perfect for a guest room or home office. Spectacular setting on the West Hill located on a cul-de-sac. A convenient 1 car garage is attached and has plenty of storage. This home is move-in ready and with a few personal touches you make it your own. Located in close proximity to shopping, Croton Falls train station and 684. Heritage Hills offers a fully equipped Fitness Center, an Activities Center with a variety of available clubs, five pools, tennis and bocce courts, a shuttle bus service, 24 hr security and playground area! HOA fees-$614.

Features

  • Parking: Common, Driveway, Garage
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: In Hall
  • Complex: Heritage Hills
  • Year Built: 2001
  • Common Charge: $614 Monthly
  • Approx Sq. Feet: 1,531
  • Acreage: 1.33
  • Est. Taxes: $5,405
  • Elem. School: Somers Intermediate School
  • Middle School: Somers Middle School
  • High School: Somers Senior High School
  • School District: Somers
  • Pet Policy: Size Limit
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer, Gas Water Heater
  • MLS#: 805482
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/805482/402heritagehills_somers_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY, LLC   Phone: 914-214-8922

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

402 Heritage Hills, #B, Somers, NY, 10589

$610,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $488,000 $488,000 $488,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $450 $450 $450
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,288 $3,243 $4,115
Total Monthly Payment $3,830 $3,785 $4,657

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.