Fabulous opportunity to live in sought after Heritage Hills of Westchester. This well maintained end unit is a highly desirable Wellesley model and offers spacious, sunlit rooms. The kitchen includes plenty of cabinetry, and the separate dining room is perfect for entertaining. A brick fireplace is the focal point of the living room which also includes a sliding glass door to the patio featuring a stone wall and private landscaping. The primary suite features a walk-in-closet and private bath, while the second bedroom is perfect for a guest room or home office. Spectacular setting on the West Hill located on a cul-de-sac. A convenient 1 car garage is attached and has plenty of storage. This home is move-in ready and with a few personal touches you make it your own. Located in close proximity to shopping, Croton Falls train station and 684. Heritage Hills offers a fully equipped Fitness Center, an Activities Center with a variety of available clubs, five pools, tennis and bocce courts, a shuttle bus service, 24 hr security and playground area! HOA fees-$614.
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Our Executive Mortgage Banker:
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$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,288 | $3,243 | $4,115 |
Total Monthly Payment | $3,830 | $3,785 | $4,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.