Discover the perfect blend of comfort and convenience in this delightful 3-bedroom, 2-bath ranch home nestled in the sought-after Village of Summerhill. There is NO BOND! As you approach this home take note of the manicured landscape with river rock beds and palm trees. The beautiful leaded glass door opens into an inviting open floor plan, this home features a spacious living area with vaulted ceilings that seamlessly flows into the dining space and kitchen, creating an ideal setting for both entertaining and everyday living. The kitchen offers ample counter space, with light oak cabinetry, backsplash, black appliances with gas range, and a convenient breakfast bar, perfect for casual dining. Both bedrooms are generously sized, with the primary suite featuring an en-suite bathroom and walk-in closet for added privacy and convenience. Step outside to your screened lanai, where you can enjoy the Florida weather year-round. Other features include 2018 water heater, 2020 AC, 2022 roof. The Village of Summerhill is one of the many vibrant neighborhoods in The Villages. It is located in the northwestern part of The Villages, offering convenient access to major roadways like US-301 and CR-466. It's close to shopping centers, dining options, and medical facilities, including the Southern Trace Shopping Center and The Villages Regional Hospital. Residents can enjoy nearby recreational facilities, such as the Saddlebrook Recreation Center, which features pools, pickleball courts, and fitness activities. It is close to several executive golf courses, including Pimlico, Churchill Greens, and Belmont.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,728 | $2,193 |
Total Monthly Payment | $2,020 | $1,996 | $2,461 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.