Wow, what a package - Lake Keowee views, a Lake Keowee boat slip, a mountain lake escape home with a three-car capacitygarage on a double 1. 76-acre lot, an independent studio/workshop, an efficiency apartment with private entrance that can beshort term rented and a 24' x 40' detached fourth motorcoach garage. . . this is the rare all-inclusive property you've beenlooking for! Such an amazing find in this ultimate piece of paradise located at 104 Villa Court. Experience a property with vastpurpose where serene lake and mountain views await. Nestled in the trees overlooking Lake Keowee, this unique propertyoffers the perfect blend of comfort, natural beauty, and view. Post and beam accent with craftsman detail is throughout thismountain-lake escape. An inviting entry leads across the main living and kitchen design to the home's Keowee lake views. The spacious kitchen features a large walk-in pantry, stainless appliances, granite counters accompanied by views of the lakeand mountains from the sink. Opposite of the wood burning fireplace is the house favorite, the sunroom. A cozy spot to relaxwith a book while enjoying the breathtaking views and wildlife. It isn't uncommon to see deer, fox, and turkey throughout theday. Extending from the sunroom is a large, screened porch filled with not only views but also the tranquil sounds of nature. At the front of the home is a sun-filled home office. Easily closed with its glass double French doors, this space makes a greatalternate den, craft area or additional sleeping on the main level. This room is a transitional area ideal for work or hobby. Onthe opposite side of the main level are three bedrooms and two full baths. The first guest room offers built-in shelving and awell-organized closet space. The primary suite is a relaxing retreat offering a large walk-in closet, double sinks, a soaking tubwith separate shower and patio access with scenic views. A third bedroom, oversized laundry and guest full bath complete themain level. With two entrances, one through the screened porch and another off the terrace level, there is an efficiencyapartment or fourth guest quarters on the terrace level. This Accessory Dwelling Unit features a den, banquette seating with akitchenette, full bedroom, full guest bath and transitional exercise or flex room – perfect for added guest privacy or as anincome producing rental. The home offers a 3-car garage with ample storage space and a detached studio/workshop to thesouth side of the property. Whether you are looking for an independent hobby area or workshop, this extra 350sf is sure toplease. Accessibility is a key feature, with custom ramps for front and studio access, along with gravel walkways providinghandicap access to the terrace level. The property also includes a fully enclosed RV/camper storage garage. Assigned, deepwater, dock slip B-14 is conveniently located in the community docking area and included in the price. This rare mountainretreat is a fabulous opportunity for those seeking a unique property with potential for future income. Features andimprovements include heated tile floors in the sunroom, all new windows and most glass sliders, a whole house generator, 25'x 24' floored loft storage over the garage and so much more. Within a short distance to parks, trails, and outdoor activities forboth Lakes Keowee and Jocassee. There’s much to see and this property is a hard one to put into words. Endless potential forthe discerning buyer.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $152 | $152 | $152 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,644 | $4,585 | $6,286 |
Total Monthly Payment | $4,888 | $4,829 | $6,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.