Backyard offers peaceful setting with water view near 7th hole. Gorgeous kitchen includes quartz countertops, stainless steel appliances, 42" wood cabinets, a tile backsplash and recessed lighting. Crown molding and lots of natural light add sophistication and warmth throughout. The master bath features a shower/tub combo, while the guest bath includes a step-in shower. A Murphy bed in one bedroom offers flexible use as an office or guest room. The climate-controlled sunroom provides extra space with tranquil views of the pond and St Johns golf course. In Cypress Lakes, enjoy a solar-powered community pool and low HOA dues that also include a clubhouse and grounds maintenance! With easy access to I-95, FL-207, downtown St. Augustine, and our beautiful beaches, this home combines modern comfort with modern convenience in a more rural setting. Roof was replaced in 2023 with a transferable 25 year warranty. Hurricane rated windows are new as of 2021. Recent interior and exterior paint.
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,258 | $2,851 |
Total Monthly Payment | $2,721 | $2,664 | $3,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.