This 3-bedroom, 2-bathroom home combines charm and modern convenience, making it an ideal choice for comfortable living in beautiful Punta Gorda. The interior boasts granite countertops and stainless-steel appliances, adding a touch of elegance and functionality to the kitchen, perfect for cooking and entertaining. A standout feature of this property is the flex room/bonus room added to the garage, offering endless possibilities as a home office, workout room, or creative space with added square footage. The home’s thoughtful layout and upgrades provide both style and practicality. Step outside to your screen lanai and enjoy the serene water views, perfectly positioned with western exposure to give you spectacular sunsets right from your own backyard. Whether you’re unwinding after a long day or hosting an evening gathering, the setting is truly breathtaking. Located just minutes from downtown Punta Gorda, you'll have easy access to waterfront parks, boutique shops, and vibrant dining options. Whether you're relaxing at home or enjoying the local amenities, this property offers the best of both worlds. Your dream home awaits—schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,047 | $2,597 |
Total Monthly Payment | $2,280 | $2,252 | $2,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.