Welcome to Gulfport - and popular TOWN SHORES waterfront condo community. This first floor unit in JAMISON HOUSE is PRICED TO SELL and suffered no storm damage nor flooding during the 2024 storm season - at 10' elevation -MOL. Convenient walk up and walk out the back door to the common area courtyard. Just steps to the heated community pool located right behind your unit (but not directly behind so no noises will impact you). Beautifully updated interior with wood plank tile floors throughout. HURRICANE WINDOWS & DOORS throughout for peace of mind. The kitchen offers newer white cabinetry, granite counters, tiled backsplash, newer stainless steel appliances (refrigerator & range 2024; dishwasher & microwave 2022) including a natural gas range and closet pantry storage. There are several large storage closets in this unit providing convenient lots of space for your personal belongings. The living / dining area is very spacious and a wall of north facing windows provide lots of natural light. A door at the back of the living space provides easy access to one of the 4 community pools- one of 2 that is HEATED for year round swimming! The large bedroom has a walk-in closet and adjacent bathroom has a newer vanity and renovated tub/shower with modern penny tile. Updates include overheard ceiling fans, all new light fixtures, freshly painted interior 2024, all new interior doors and AC handler replaced 2022. This building has strong reserves with no upcoming special assessments. The building has recently invested $700k of major upgrades & renovations including re-lining of plumbing pipes in building and new stairwells. Phase 1 Milestone inspection completed and no Phase 2 required and SIRS financial inspection completed and passed. Deeded carport #67 included. Monthly HOA fee of $873 includes exterior maintenance, insurance on the building, water, trash, sewer, building insurance and natural gas for hot water & cooking, cable, internet and access to community amenities including 4 pools, tennis, bocce & pickleball courts, shuffleboard, a full fitness center with sauna, a ballroom and marina with waterfront access. The only bill for utilities is for electric. Enjoy all that Gulfport has to offer with local restaurants, shops, art galleries, a library, senior center, Casino with dancing, Tuesday fresh market, fishing pier and waterfront parks and walking paths. Seller will consider owner financing.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,600 | $143,600 | $143,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $967 | $954 | $1,211 |
Total Monthly Payment | $1,273 | $1,260 | $1,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.