Welcome to 315 N Causeway, Unit B301 in the highly sought-after Waterway West community of New Smyrna Beach. This beautifully updated 2-bedroom, 2-bathroom end unit offers an exceptional blend of style, comfort, and convenience. Inside, you'll find a remodeled kitchen, tile and ceramic tile flooring in the main living areas, and cozy carpet in one bedroom. The PGT WinGuard windows and doors (installed in 2017) provide energy efficiency and peace of mind, while the convenience of an in-unit washer and dryer hookup enhances daily living. A standout feature of this condo is the two dedicated storage units, one of which is spacious enough to store a kayak—a rare luxury in condo living! Your assigned parking space ensures added convenience. The Waterway West complex boasts an array of amenities, including a heated pool, gym, bicycle parking, woodworking shop, clubhouse, bocce ball, shuffleboard, and a golf putting green. The dock on the Intracoastal Waterway is perfect for enjoying breathtaking sunsets and peaceful water views. Located just minutes from Flagler Avenue, you’ll have easy access to boutique shopping, local dining, and beachside entertainment. Whether you're kayaking along the Intracoastal, enjoying a dip in the pool, or relaxing by the water, this condo offers the perfect Florida coastal lifestyle. Don’t miss your chance to own this unique gem in one of New Smyrna Beach's most desirable communities—schedule your private showing today! All information is intended to be accurate, however not guaranteed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,990 | $271,990 | $271,990 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,832 | $1,808 | $2,294 |
Total Monthly Payment | $2,112 | $2,088 | $2,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.