Charming 3BR/2BA mid-century modern home in coveted Belle Vista, just 4 minutes from St. Pete Beach. Home is still insured with a separate flood insurance policy and can be insured by a new owner. First time flooded since it was built in 1954. As is house comes with flood damage removed: sheet rock removed up 4’, wood paneling removed and lower kitchen cabinets removed and bathroom cabinets removed and interior doors removed. The home has undamaged terrazzo flooring and tile. Your new home is ready for your dream kitchen and bathrooms. Design and finish how you like. Layout provides 3 living spaces, a central kitchen, and a private fenced backyard with lush tropical landscaping, paver patios, and outdoor living. Updates include a 2022 roof and new 2024 AC with 10-year warranty. Deeded beach access, parks, restaurants and vibrant local scene nearby. Property sold As-Is/Where-Is: Buyer will be responsible for any and all demo, removal, or repairs post-closing. Buyers are encouraged to verify all information. The paradise neighborhood of Belle Vista will be better than ever with upcoming updated and remodeled homes - don’t miss this opportunity to be a part of it's future. Come see this home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,857 | $2,892 | $3,664 |
Total Monthly Payment | $3,108 | $3,143 | $3,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.