Welcome home to Ocean Marina, located in Flagler Beach, a barrier island nestled between the Atlantic Ocean and the Intracoastal waterway with an Old Florida feel, as there are no chain restaurants and many small shops for you to take your golf cart to as part of the laid-back living. This two bedroom, two bathroom condo is on the second floor so there is no one above you and it is move in ready and includes furniture allowing you to move in right away and update when you are ready. The entire condo, except for the bathrooms has new Luxury Vinyl flooring which was recently installed, windows have been changed to impact glass, A/C was replaced in 2018 and the entire condo was repainted. There is a screened Porch overlooking the water, where you can watch dolphins frolic in your backyard or you can take a walk to the beach, which is a few yards away. The low monthly association fees provide you access to a variety of amenities including a clubhouse with exercise equipment, tennis courts, kayak storage, bike storage, a pool and beach walkover and provides building insurance and outside maintenance allowing you can just relax and enjoy your slice of paradise! Where to Retire Magazine selected Flagler Beach as a top Retirement Destination. Flagler Beach is centrally located 1 1/2 hours away from the Orlando airport and Disney theme parks, one hour away from Jacksonville, 1/2 hour from the Nation's oldest City, St. Augustine and Daytona Beach, home of Daytona Speedway and Bike Week. Call now to schedule your showing before it is too late!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $436 | $436 | $436 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,881 | $1,856 | $2,355 |
Total Monthly Payment | $2,392 | $2,367 | $2,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.