This spacious 1680 sf home has 3 bedrooms / 2 full baths; separate living room & family rooms; large eat-in kitchen; laundry/utility room with ample storage shelves & cabinets; and a small office. In 2017, it was beautifully renovated including the kitchen and bathrooms; luxury vinyl plank flooring in the common areas with Berber carpets in the bedrooms; replaced roof with architectural shingles; and central HVAC. Further, there is a water purification system in addition to a water softener. The large back yard is fully fenced & there is a 10'x12' shed for ideal storage.
In addition, the home is located in Flood Zone X meaning no flood insurance is required; it has passed a 4-Point inspection for insurance savings; & it was last termite inspected/treated in July 2024. Finally, the entire septic system was replaced and upgraded only 4 years ago.
This gem is located in a safe and family friendly Lutz neighborhood just walking distance to the library, a dog park, and Oscar Cooler Park with awesome baseball , football, and soccer fields, not to mention a playground for younger kids.
It is minutes away from Publix, Walmart, Ace Hardware, and Lowes. Don't miss this opportunity to make 307 1st Ave SW your new home
This turn-key home can be yours for only $329, 900. Please accompany your contract with a pre-approval letter or proof of funds.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,778 | $1,754 | $2,226 |
Total Monthly Payment | $2,113 | $2,089 | $2,561 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.