This updated classic split-level house is in a great neighborhood in the Red Hook school district. Light filled, with energy efficient heat pumps, it is cozy in winter and cool in summer. The entrance opens to the living and dining rooms, both with large windows and hardwood floors. Glass doors open to the deck for outdoor dining and entertaining. Renovated kitchen has quartz counters, marble tiled backsplash, tiled floor and updated appliances. Upstairs are three bedrooms and a redone full bath with white subway tiles and double sinks. On the lower level are the family room, with built in bookcases; a bath with shower; the laundry; entrance to the garage; and a door to the outside patio. Below grade level has a finished room perfect for workspace, exercise, studio or music room, plus ample storage. Large backyard is fully fenced and has a charming, vintage shed for storage or playhouse. Many upgrades to the house include windows, gutters, and refurbished hot water boiler system.
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$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $652 | $652 | $652 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,494 | $3,164 |
Total Monthly Payment | $3,255 | $3,221 | $3,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.