One or more photo(s) has been virtually staged. Bring your personal touches for instant EQUITY in this affordable 3 bedroom + Den/Office, 2 bath, 3 car garage LAKE VIEW home in the highly desired Gated community of Chelsea Oaks. NO CDD! As you enter into this home, you will notice the large welcoming foyer leading into the great room style open floor plan with high tray ceilings and plenty of natural light throughout. Double doors lead into the den/office/flex space. Formal dining room is open to the large great/living room, perfect for entertaining. Kitchen boasts 42" cabinets, corian counter tops, built-in desk, inviting breakfast bar and closet pantry. Split bedroom floor plan for privacy. Two guest bedrooms share a hall bathroom with shower/tub combo and plenty of linen closet space. Primary bedroom is spacious with trey ceilings, bonus seating area, private access to your screened lanai and dual walk-in closets. En suite primary bathroom has separate dual vanities with make-up/vanity station, garden soaking tub, and walk-in shower stall. Interior laundry room with utility sink for added convenience. Double sliding glass door out to covered and screened lanai to enjoy your peaceful water views. Backyard is partially fenced and has plenty of room for a pool! Oversized 3 car garage for all your storage needs! Chelsea Oaks is a Gated community and features a community Pool, playground, basketball court, and walking trails. HOA fee also covers irrigation/reclaimed water and cable/internet package. Close to Ft. Hamer bridge/boat ramp, new Creekside Commons shopping/restaurants including Lowes, HomeGoods, Good Liquid Brewery, Crunch Fitness, Ellenton Premier Outlets shopping/restaurants and more! Minutes to I-75 corridor for easy access to Sarasota, St. Petersburg, Anna Maria Beaches, Tampa and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,446 | $2,391 | $2,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.